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Affordable apartments in Gary, Indiana

36 income-restricted buildings tracked here, drawn from HUD's LIHTC, Section 8, Section 202, and Section 811 datasets. Map, eligibility tiers, and Fair Market Rent below.

29 lihtc7 section 8

Buildings

OAK KNOLL RENAISSANCE APTS

LIHTC
4200 W 23RD AVE, GARY, IN, 46404
Income-restricted units
256 of 256
Year placed in service
1995
Bedroom mix
28 1BR · 102 2BR · 102 3BR · 24 4+BR

Estimated total housing cost: $1,140 rent + $157 utilities = $1,297/mo

Contact property management for current availability. Waitlists may apply.

GARY NSA III

Section 8
1730 W. 5TH AVENUE, Gary, IN, 46404
Income-restricted units
222 of 222
Year placed in service
Not reported

Estimated total housing cost: $1,140 rent + $157 utilities = $1,297/mo

Contact property management for current availability. Waitlists may apply.

PARK SHORE COMMONS

Section 8
860 N. WELLS ST, Gary, IN, 46403
Income-restricted units
202 of 246
Year placed in service
Not reported

Estimated total housing cost: $1,140 rent + $157 utilities = $1,297/mo

Contact property management for current availability. Waitlists may apply.

SMALL FARMS

Section 8
1990 W. 24th Lane, Gary, IN, 46404
Income-restricted units
200 of 200
Year placed in service
Not reported

Estimated total housing cost: $1,140 rent + $157 utilities = $1,297/mo

Contact property management for current availability. Waitlists may apply.

SMALL FARMS RENEWAL

LIHTC
1990 W 24TH LN, GARY, IN, 46404
Income-restricted units
200 of 200
Year placed in service
2006
Bedroom mix
56 1BR · 144 2BR

Estimated total housing cost: $1,140 rent + $157 utilities = $1,297/mo

Contact property management for current availability. Waitlists may apply.

CONCORD COMMONS II

LIHTC
1901 1920 BURR STREET, GARY, IN, 46406
Income-restricted units
198 of 198
Year placed in service
2017
Bedroom mix
24 1BR · 174 2BR

Estimated total housing cost: $1,140 rent + $157 utilities = $1,297/mo

Contact property management for current availability. Waitlists may apply.

WOODLAKE VILLAGE II

LIHTC
9101 EAST 5TH APPR AVENUE, GARY, IN, 46403
Income-restricted units
170 of 170
Year placed in service
2017
Bedroom mix
25 1BR · 145 2BR

Estimated total housing cost: $1,140 rent + $157 utilities = $1,297/mo

Contact property management for current availability. Waitlists may apply.

CONCORD COMMONS 1

LIHTC
2002 HANLEY STREET, GARY, IN, 46406
Income-restricted units
156 of 156
Year placed in service
2017
Bedroom mix
24 1BR · 100 2BR · 32 3BR

Estimated total housing cost: $1,140 rent + $157 utilities = $1,297/mo

Contact property management for current availability. Waitlists may apply.

WOODLAKE VILLAGE

Section 8
8830-70 E 6TH DRIVE, Gary, IN, 46403
Income-restricted units
150 of 498
Year placed in service
Not reported

Estimated total housing cost: $1,140 rent + $157 utilities = $1,297/mo

Contact property management for current availability. Waitlists may apply.

ST JOHN HOMES

LIHTC
2173 CAROLINA ST, GARY, IN, 46407
Income-restricted units
144 of 144
Year placed in service
1995
Bedroom mix
138 2BR · 6 4+BR

Estimated total housing cost: $1,140 rent + $157 utilities = $1,297/mo

Contact property management for current availability. Waitlists may apply.

WILLOWS ON CLARK ROAD APTS

LIHTC
435 CLARK RD, GARY, IN, 46406
Income-restricted units
122 of 202
Year placed in service
1999
Bedroom mix
31 1BR · 57 2BR · 34 3BR

Estimated total housing cost: $1,140 rent + $157 utilities = $1,297/mo

Contact property management for current availability. Waitlists may apply.

DUNELAND VILLAGE

LIHTC
544 S LAKE ST, GARY, IN, 46403
Income-restricted units
101 of 131
Year placed in service
2004
Bedroom mix
8 1BR · 68 2BR · 44 3BR · 11 4+BR

Estimated total housing cost: $1,140 rent + $157 utilities = $1,297/mo

Contact property management for current availability. Waitlists may apply.

Showing 12 of 36. Open any pin on the map below for the rest.

Map

Each pin is one income-restricted building. Color-coded by program. Click a pin for details.

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Energy costs in Indiana

Residential electricity in Indiana runs about 16.63¢/kWh, with a typical monthly residential electric bill near $157. Natural gas runs about $16.19/Mcf. Add this to rent when you compare buildings; it can shift total monthly housing cost by 10–20%.

Source: U.S. Energy Information Administration, retail-sales (electricity) and natural gas residential pricing series, 12-month rolling average.

Check your affordability tier

Enter your annual household income, household size, and zip code. We’ll show which HUD AMI tier you qualify for and what Fair Market Rent looks like in your area.

Fair Market Rent for 46403

Zip-level (SAFMR)
BedroomsLocal FMRNational median
Studio$830n/a
1 bedroom$940n/a
2 bedroom$1,140$1,502
3 bedroom$1,400n/a
4 bedroom$1,510n/a

Fair Market Rent is HUD’s annual benchmark for the cost of rental housing in a given area. Source label: hud_safmr.

HUD income limits : Lake County, IN

Chicago-Naperville-Elgin, IL-IN. FY2025. Area median income: $95,600.

Household size30% AMI50% AMI80% AMI
1 person$20,100$33,500$53,550
2 people$23,000$38,250$61,200
3 people$26,650$43,050$68,850
4 people$32,150$47,800$76,500
5 people$37,650$51,650$82,650
6 people$43,150$55,450$88,750
7 people$48,650$59,300$94,900
8 people$54,150$63,100$101,000

HUD calculates income limits per household size relative to the area’s median family income. Properties may serve renters in any combination of these tiers; eligibility is determined per program.

Affordable rentals in nearby Indiana cities

See all affordable-rental cities in Indiana

About this listing. Buildings shown serve income-restricted households across HUD program tiers. We do not show vacancy or pricing for individual units. Always contact the property directly for current availability; many income-restricted buildings maintain waitlists measured in months or years.

See also: Gary cost-of-living and Fair Market Rent overview