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Affordable apartments in Cold Spring, Minnesota

5 income-restricted buildings tracked here, drawn from HUD's LIHTC, Section 8, Section 202, and Section 811 datasets. Map, eligibility tiers, and Fair Market Rent below.

1 section 2021 section 83 lihtc

Buildings

JOHN PAUL APTS

Section 202
200 8th Ave. No., Cold Spring, MN, 56320
Income-restricted units
61 of 61
Year placed in service
Not reported

Estimated total housing cost: $1,246 rent + $117 utilities = $1,363/mo

Contact property management for current availability. Waitlists may apply.

JOHN PAUL APTS

Section 8
200 8th Ave. No., Cold Spring, MN, 56320
Income-restricted units
61 of 61
Year placed in service
Not reported

Estimated total housing cost: $1,246 rent + $117 utilities = $1,363/mo

Contact property management for current availability. Waitlists may apply.

COTTAGE COURT

LIHTC
MULTIPLE BUILDING ADDRESSES, COLD SPRING, MN, 56320
Income-restricted units
26 of 32
Year placed in service
1996

Estimated total housing cost: $1,246 rent + $117 utilities = $1,363/mo

Contact property management for current availability. Waitlists may apply.

SPRINGHAVEN PINEWEST II

LIHTC
MULTIPLE BUILDING ADDRESSES, COLD SPRING, MN, 56320
Income-restricted units
26 of 26
Year placed in service
1992

Estimated total housing cost: $1,246 rent + $117 utilities = $1,363/mo

Contact property management for current availability. Waitlists may apply.

GRANITE LEDGE TOWNHOMES

LIHTC
1400 2ND ST S, COLD SPRING, MN, 56320
Income-restricted units
23 of 24
Year placed in service
1999
Bedroom mix
12 2BR · 12 3BR

Estimated total housing cost: $1,246 rent + $117 utilities = $1,363/mo

Contact property management for current availability. Waitlists may apply.

Map

Each pin is one income-restricted building. Color-coded by program. Click a pin for details.

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Energy costs in Minnesota

Residential electricity in Minnesota runs about 15.95¢/kWh, with a typical monthly residential electric bill near $117. Natural gas runs about $12.68/Mcf. Add this to rent when you compare buildings; it can shift total monthly housing cost by 10–20%.

Source: U.S. Energy Information Administration, retail-sales (electricity) and natural gas residential pricing series, 12-month rolling average.

Check your affordability tier

Enter your annual household income, household size, and zip code. We’ll show which HUD AMI tier you qualify for and what Fair Market Rent looks like in your area.

Fair Market Rent for Cold Spring, MN

Metro-level
BedroomsLocal FMRNational median
Studio$1,059n/a
1 bedroom$1,184n/a
2 bedroom$1,246$1,502
3 bedroom$1,620n/a
4 bedroom$1,869n/a

Fair Market Rent is HUD’s annual benchmark for the cost of rental housing in a given area. Source label: median_rent_proxy.

HUD income limits : Stearns County, MN

St. Cloud, MN. FY2025. Area median income: $103,200.

Household size30% AMI50% AMI80% AMI
1 person$21,700$36,150$57,800
2 people$24,800$41,300$66,050
3 people$27,900$46,450$74,300
4 people$32,150$51,600$82,550
5 people$37,650$55,750$89,200
6 people$43,150$59,900$95,800
7 people$48,650$64,000$102,400
8 people$54,150$68,150$109,000

HUD calculates income limits per household size relative to the area’s median family income. Properties may serve renters in any combination of these tiers; eligibility is determined per program.

Affordable rentals in nearby Minnesota cities

See all affordable-rental cities in Minnesota

About this listing. Buildings shown serve income-restricted households across HUD program tiers. We do not show vacancy or pricing for individual units. Always contact the property directly for current availability; many income-restricted buildings maintain waitlists measured in months or years.

See also: Cold Spring cost-of-living and Fair Market Rent overview