StayRentalsStayRentals

Affordable apartments in Spindale, North Carolina

3 income-restricted buildings tracked here, drawn from HUD's LIHTC, Section 8, Section 202, and Section 811 datasets. Map, eligibility tiers, and Fair Market Rent below.

3 lihtc

Buildings

STERLING OAKS APARTMENTS

LIHTC
131 ARMSTRONG DR, SPINDALE, NC, 28160
Income-restricted units
56 of 56
Year placed in service
2015
Bedroom mix
12 1BR · 28 2BR · 16 3BR

Estimated total housing cost: $683 rent + $148 utilities = $831/mo

Contact property management for current availability. Waitlists may apply.

TIMBER RIDGE

LIHTC
190 HEARTWOOD LN, SPINDALE, NC, 28160
Income-restricted units
50 of 50
Year placed in service
2014
Bedroom mix
26 1BR · 24 2BR

Estimated total housing cost: $683 rent + $148 utilities = $831/mo

Contact property management for current availability. Waitlists may apply.

CREEKSIDE CROSSING APARTMENTS

LIHTC
358 WEST ST, SPINDALE, NC, 28160
Income-restricted units
48 of 48
Year placed in service
2009
Bedroom mix
29 1BR · 19 2BR

Estimated total housing cost: $683 rent + $148 utilities = $831/mo

Contact property management for current availability. Waitlists may apply.

Map

Each pin is one income-restricted building. Color-coded by program. Click a pin for details.

Loading map…

Energy costs in North Carolina

Residential electricity in North Carolina runs about 14.30¢/kWh, with a typical monthly residential electric bill near $148. Natural gas runs about $24.75/Mcf. Add this to rent when you compare buildings; it can shift total monthly housing cost by 10–20%.

Source: U.S. Energy Information Administration, retail-sales (electricity) and natural gas residential pricing series, 12-month rolling average.

Check your affordability tier

Enter your annual household income, household size, and zip code. We’ll show which HUD AMI tier you qualify for and what Fair Market Rent looks like in your area.

Fair Market Rent for Spindale, NC

Metro-level
BedroomsLocal FMRNational median
Studio$581n/a
1 bedroom$649n/a
2 bedroom$683$1,502
3 bedroom$888n/a
4 bedroom$1,025n/a

Fair Market Rent is HUD’s annual benchmark for the cost of rental housing in a given area. Source label: median_rent_proxy.

HUD income limits : Rutherford County, NC

FY2025. Area median income: $66,300.

Household size30% AMI50% AMI80% AMI
1 person$16,050$26,750$42,800
2 people$21,150$30,600$48,900
3 people$26,650$34,400$55,000
4 people$32,150$38,200$61,100
5 people$37,650$41,300$66,000
6 people$43,150$44,350$70,900
7 people$47,400$47,400$75,800
8 people$50,450$50,450$80,700

HUD calculates income limits per household size relative to the area’s median family income. Properties may serve renters in any combination of these tiers; eligibility is determined per program.

Affordable rentals in nearby North Carolina cities

See all affordable-rental cities in North Carolina

About this listing. Buildings shown serve income-restricted households across HUD program tiers. We do not show vacancy or pricing for individual units. Always contact the property directly for current availability; many income-restricted buildings maintain waitlists measured in months or years.

See also: Spindale cost-of-living and Fair Market Rent overview