Hartford, CT vs Providence, RI
Side-by-side rental cost comparison using HUD and Census data.
Affordability
Hartford, CT: 35.7% rent burden, above the 30% affordability threshold.
Affordability
Providence, RI: 28.5% rent burden, near the 30% affordability threshold.
Annual Rent Difference
$720/year
Living in Providence, RI costs approximately $720 more per year in rent than Hartford, CT, based on median rent figures.
Median rent difference of $60/mo × 12 months.
Core Metrics Side by Side
Hartford, CT vs Providence, RI
Median Rent
Median Income
Rent Burden
| Metric | Hartford, CT | Providence, RI |
|---|---|---|
| Median Rent | $1,154 | $1,214 |
| Median Income | $41,841 | $61,365 |
| Rent Burden | 35.7% | 28.5% |
| Population | 121,057 | 189,715 |
| Vacancy Rate | 14.1% | 12.4% |
| Renter-Occupied | 74.4% | 60.1% |
| FMR Studio | N/A | N/A |
| FMR 1BR | N/A | N/A |
| FMR 2BR | N/A | N/A |
| FMR 3BR | N/A | N/A |
| FMR 4BR | N/A | N/A |
Hartford vs Providence: Which is More Affordable?
Hartford, CT has a median rent of $1,154 with a median income of $41,841 (rent burden: approximately 35.7%). Providence, RI has a median rent of $1,214 with a median income of $61,365 (rent burden: approximately 28.5%). (Source: Census ACS)
Although Hartford has lower rent, the rent burden is actually higher because incomes tend to be lower relative to rent costs. This is why comparing rent burden, not just raw rent, typically provides a more complete picture of affordability.
Key Differences
Median Rent
$60/mo (4.9%)
Median Rent is $60/mo higher in Providence, RI. Hartford, CT: $1,154 · Providence, RI: $1,214
Median Income
$19,524/yr (31.8%)
Median Income is $19,524/yr higher in Providence, RI. Hartford, CT: $41,841 · Providence, RI: $61,365
Rent Burden
7.2 pts (25.3%)
Rent Burden is 7.2 pts higher in Hartford, CT. Hartford, CT: 35.7% · Providence, RI: 28.5%
Vacancy Rate
1.7 pts (13.7%)
Vacancy Rate is 1.7 pts higher in Hartford, CT. Hartford, CT: 14.1% · Providence, RI: 12.4%
What a $60,000 Salary Gets You
Following the 30% rule, a $60,000 gross salary supports up to $1,500/mo in rent before crossing the cost-burden line.
Hartford, CT
Affordable$1,154/mo median
$346/mo under the threshold
Providence, RI
Affordable$1,214/mo median
$286/mo under the threshold
The 30% rule is a rough guideline, not a rule. Budgets vary with debt, family size, and lifestyle. Calculators on this site let you model your specific situation.
HUD Fair Market Rent by Bedroom
HUD Fair Market Rent data is not available at the city level for these cities. See the parent state pages for county-level FMR context.
Who Should Consider Hartford vs Providence
Based on rent burden data, Providence may be better suited for renters prioritizing housing affordability, while Hartford tends to appeal to those who may prioritize other factors such as job market, amenities, or lifestyle preferences that justify higher housing costs.
Both cities have distinct trade-offs. Lower rent does not automatically mean a better quality of life, and higher rent does not guarantee better opportunities. Your decision may depend on employment prospects, proximity to family, lifestyle preferences, climate, and many other personal factors that housing data alone cannot capture.
What This Comparison Doesn't Cover
This comparison is based on housing cost data from the U.S. Census Bureau and HUD. It does not account for job market differences, commute times, school quality, neighborhood safety, climate, healthcare access, tax burden, or other factors that significantly affect quality of life. Actual rents vary by neighborhood, building, and lease terms. Moving decisions are deeply personal, and we encourage you to research all relevant factors before making a decision.
For a deeper look at each city, visit the full profile for Hartford, CT or Providence, RI.
Data Sources
**Data Sources:** - U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates - U.S. Department of Housing and Urban Development (HUD) Fair Market Rents
Data is updated periodically. Census ACS data reflects 5-year estimates. HUD Fair Market Rents are updated annually. BLS rent CPI is updated monthly.
Disclaimer
StayRentals is not a real estate agent, landlord, or property manager. This content is for educational and informational purposes only. Rent estimates are based on government data and may not reflect current market conditions. Housing laws vary by state and municipality. Consult a local tenant rights organization or attorney for advice specific to your situation.
Sources: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents, U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates, Bureau of Labor Statistics (BLS) Consumer Price Index.
Data vintage: HUD FMR FY 2025, Census ACS 2019–2023 5-Year Estimates, BLS CPI updated monthly. Government data may lag 1–2 years behind current market conditions.