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Affordable apartments in Shiprock, New Mexico

4 income-restricted buildings tracked here, drawn from HUD's LIHTC, Section 8, Section 202, and Section 811 datasets. Map, eligibility tiers, and Fair Market Rent below.

1 section 83 lihtc

Buildings

South Shiprock Houses

Section 8
Highway 491 and Schoolhouse Rd., Shiprock, NM, 87420
Income-restricted units
252 of 252
Year placed in service
Not reported

Estimated total housing cost: $642 rent + $98 utilities = $740/mo

Contact property management for current availability. Waitlists may apply.

CHACO RIVER II

LIHTC
HWY 491 & N 509, SHIPROCK, NM
Income-restricted units
63
Year placed in service
9999

Estimated total housing cost: $642 rent + $98 utilities = $740/mo

Contact property management for current availability. Waitlists may apply.

NAPI/SHIPROCK

LIHTC
108 CHUSKA DR, SHIPROCK, NM
Income-restricted units
44 of 44
Year placed in service
9999

Estimated total housing cost: $642 rent + $98 utilities = $740/mo

Contact property management for current availability. Waitlists may apply.

CHACO RIVER

LIHTC
HWY 491 & N 509, SHIPROCK, NM
Income-restricted units
15 of 17
Year placed in service
9999

Estimated total housing cost: $642 rent + $98 utilities = $740/mo

Contact property management for current availability. Waitlists may apply.

Map

Each pin is one income-restricted building. Color-coded by program. Click a pin for details.

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Energy costs in New Mexico

Residential electricity in New Mexico runs about 15.15¢/kWh, with a typical monthly residential electric bill near $98. Natural gas runs about $11.81/Mcf. Add this to rent when you compare buildings; it can shift total monthly housing cost by 10–20%.

Source: U.S. Energy Information Administration, retail-sales (electricity) and natural gas residential pricing series, 12-month rolling average.

Check your affordability tier

Enter your annual household income, household size, and zip code. We’ll show which HUD AMI tier you qualify for and what Fair Market Rent looks like in your area.

Fair Market Rent for Shiprock, NM

Metro-level
BedroomsLocal FMRNational median
Studio$546n/a
1 bedroom$610n/a
2 bedroom$642$1,502
3 bedroom$835n/a
4 bedroom$963n/a

Fair Market Rent is HUD’s annual benchmark for the cost of rental housing in a given area. Source label: median_rent_proxy.

HUD income limits : San Juan County, NM

Farmington, NM. FY2025. Area median income: $75,600.

Household size30% AMI50% AMI80% AMI
1 person$15,900$26,500$42,350
2 people$21,150$30,250$48,400
3 people$26,650$34,050$54,450
4 people$32,150$37,800$60,500
5 people$37,650$40,850$65,350
6 people$43,150$43,850$70,200
7 people$46,900$46,900$75,050
8 people$49,900$49,900$79,900

HUD calculates income limits per household size relative to the area’s median family income. Properties may serve renters in any combination of these tiers; eligibility is determined per program.

Affordable rentals in nearby New Mexico cities

See all affordable-rental cities in New Mexico

About this listing. Buildings shown serve income-restricted households across HUD program tiers. We do not show vacancy or pricing for individual units. Always contact the property directly for current availability; many income-restricted buildings maintain waitlists measured in months or years.

See also: Shiprock cost-of-living and Fair Market Rent overview