PHILMONT TERRACE
LIHTC- Income-restricted units
- 32 of 32
- Year placed in service
- 1995
- Bedroom mix
- 32 1BR
Estimated total housing cost: $921 rent + $159 utilities = $1,080/mo
Contact property management for current availability. Waitlists may apply.
Affordable apartments in Philmont, New York
2 income-restricted buildings tracked here, drawn from HUD's LIHTC, Section 8, Section 202, and Section 811 datasets. Map, eligibility tiers, and Fair Market Rent below.
2 lihtc
Buildings
RICHARDSON HALL
LIHTC- Income-restricted units
- 24 of 24
- Year placed in service
- 2001
- Bedroom mix
- 19 1BR · 5 2BR
Estimated total housing cost: $921 rent + $159 utilities = $1,080/mo
Contact property management for current availability. Waitlists may apply.
Map
Each pin is one income-restricted building. Color-coded by program. Click a pin for details.
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Energy costs in New York
Residential electricity in New York runs about 26.97¢/kWh, with a typical monthly residential electric bill near $159. Natural gas runs about $21.39/Mcf. Add this to rent when you compare buildings; it can shift total monthly housing cost by 10–20%.
Source: U.S. Energy Information Administration, retail-sales (electricity) and natural gas residential pricing series, 12-month rolling average.
Check your affordability tier
Enter your annual household income, household size, and zip code. We’ll show which HUD AMI tier you qualify for and what Fair Market Rent looks like in your area.
Fair Market Rent for Philmont, NY
Metro-level| Bedrooms | Local FMR | National median |
|---|---|---|
| Studio | $783 | n/a |
| 1 bedroom | $875 | n/a |
| 2 bedroom | $921 | $1,502 |
| 3 bedroom | $1,197 | n/a |
| 4 bedroom | $1,382 | n/a |
Fair Market Rent is HUD’s annual benchmark for the cost of rental housing in a given area. Source label: median_rent_proxy.
HUD income limits : Columbia County, NY
FY2025. Area median income: $113,100.
| Household size | 30% AMI | 50% AMI | 80% AMI |
|---|---|---|---|
| 1 person | $23,700 | $39,450 | $63,150 |
| 2 people | $27,050 | $45,100 | $72,150 |
| 3 people | $30,450 | $50,700 | $81,150 |
| 4 people | $33,800 | $56,350 | $90,150 |
| 5 people | $37,650 | $60,850 | $97,400 |
| 6 people | $43,150 | $65,400 | $104,600 |
| 7 people | $48,650 | $69,900 | $111,800 |
| 8 people | $54,150 | $74,400 | $119,000 |
HUD calculates income limits per household size relative to the area’s median family income. Properties may serve renters in any combination of these tiers; eligibility is determined per program.
Affordable rentals in nearby New York cities
About this listing. Buildings shown serve income-restricted households across HUD program tiers. We do not show vacancy or pricing for individual units. Always contact the property directly for current availability; many income-restricted buildings maintain waitlists measured in months or years.
See also: Philmont cost-of-living and Fair Market Rent overview