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Affordable apartments in Stillwater, Oklahoma

10 income-restricted buildings tracked here, drawn from HUD's LIHTC, Section 8, Section 202, and Section 811 datasets. Map, eligibility tiers, and Fair Market Rent below.

9 lihtc1 section 8

Buildings

WHISPERING HILLS APTS

LIHTC
3102 S MAIN ST, STILLWATER, OK, 74074
Income-restricted units
85 of 85
Year placed in service
2007
Bedroom mix
6 studio · 20 1BR · 24 2BR · 28 3BR · 7 4+BR

Estimated total housing cost: $921 rent + $140 utilities = $1,061/mo

Contact property management for current availability. Waitlists may apply.

WHISPERING HILLS APARTMENTS

Section 8
3102 S MAIN ST, Stillwater, OK, 74074
Income-restricted units
85 of 85
Year placed in service
Not reported

Estimated total housing cost: $921 rent + $140 utilities = $1,061/mo

Contact property management for current availability. Waitlists may apply.

MOCKINGBIRD ESTATES

LIHTC
3020 EAST 6TH AVE., STILLWATER, OK, 74074
Income-restricted units
72 of 72
Year placed in service
2019
Bedroom mix
32 1BR · 40 2BR

Estimated total housing cost: $921 rent + $140 utilities = $1,061/mo

Contact property management for current availability. Waitlists may apply.

BOOMER CREEK APTS

LIHTC
320 E MCELROY RD, STILLWATER, OK, 74075
Income-restricted units
64 of 64
Year placed in service
2005

Estimated total housing cost: $921 rent + $140 utilities = $1,061/mo

Contact property management for current availability. Waitlists may apply.

LEGACY PARK APTS

LIHTC
498 E VIRGINIA AVE, STILLWATER, OK, 74075
Income-restricted units
60 of 60
Year placed in service
2005

Estimated total housing cost: $921 rent + $140 utilities = $1,061/mo

Contact property management for current availability. Waitlists may apply.

CHAPELRIDGE/BROOKSTONEPARK OF STILLWATER

LIHTC
1807 N HARTFORD ST, STILLWATER, OK, 74075
Income-restricted units
56 of 120
Year placed in service
2002
Bedroom mix
8 1BR · 64 2BR · 44 3BR · 4 4+BR

Estimated total housing cost: $921 rent + $140 utilities = $1,061/mo

Contact property management for current availability. Waitlists may apply.

SENIOR RESIDENCES OF STILLWATER

LIHTC
1501 S MAIN ST, STILLWATER, OK, 74074
Income-restricted units
54 of 54
Year placed in service
2001
Bedroom mix
40 1BR · 14 2BR

Estimated total housing cost: $921 rent + $140 utilities = $1,061/mo

Contact property management for current availability. Waitlists may apply.

BOOMER CREEK APTS II

LIHTC
320 E MCELROY RD, STILLWATER, OK, 74075
Income-restricted units
44 of 44
Year placed in service
2009
Bedroom mix
11 1BR · 17 2BR · 16 3BR

Estimated total housing cost: $921 rent + $140 utilities = $1,061/mo

Contact property management for current availability. Waitlists may apply.

MAGNOLIA RIDGE

LIHTC
702 S JARDOT, STILLWATER, OK, 74074
Income-restricted units
18 of 23
Year placed in service
2020
Bedroom mix
11 2BR · 12 3BR

Estimated total housing cost: $921 rent + $140 utilities = $1,061/mo

Contact property management for current availability. Waitlists may apply.

PLEASANT OAKS OF STILLWATER

LIHTC
3007 E THIRD AVE, STILLWATER, OK, 74074
Income-restricted units
Not reported of 40
Year placed in service
8888

Estimated total housing cost: $921 rent + $140 utilities = $1,061/mo

Contact property management for current availability. Waitlists may apply.

Map

Each pin is one income-restricted building. Color-coded by program. Click a pin for details.

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Energy costs in Oklahoma

Residential electricity in Oklahoma runs about 13.37¢/kWh, with a typical monthly residential electric bill near $140. Natural gas runs about $23.32/Mcf. Add this to rent when you compare buildings; it can shift total monthly housing cost by 10–20%.

Source: U.S. Energy Information Administration, retail-sales (electricity) and natural gas residential pricing series, 12-month rolling average.

Check your affordability tier

Enter your annual household income, household size, and zip code. We’ll show which HUD AMI tier you qualify for and what Fair Market Rent looks like in your area.

Fair Market Rent for Stillwater, OK

Metro-level
BedroomsLocal FMRNational median
Studio$783n/a
1 bedroom$875n/a
2 bedroom$921$1,502
3 bedroom$1,197n/a
4 bedroom$1,382n/a

Fair Market Rent is HUD’s annual benchmark for the cost of rental housing in a given area. Source label: median_rent_proxy.

HUD income limits : Payne County, OK

FY2025. Area median income: $90,700.

Household size30% AMI50% AMI80% AMI
1 person$17,500$29,150$46,600
2 people$21,150$33,300$53,250
3 people$26,650$37,450$59,900
4 people$32,150$41,600$66,550
5 people$37,650$44,900$71,900
6 people$43,150$48,250$77,200
7 people$48,650$51,600$82,550
8 people$54,150$54,900$87,850

HUD calculates income limits per household size relative to the area’s median family income. Properties may serve renters in any combination of these tiers; eligibility is determined per program.

Affordable rentals in nearby Oklahoma cities

See all affordable-rental cities in Oklahoma

About this listing. Buildings shown serve income-restricted households across HUD program tiers. We do not show vacancy or pricing for individual units. Always contact the property directly for current availability; many income-restricted buildings maintain waitlists measured in months or years.

See also: Stillwater cost-of-living and Fair Market Rent overview