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Affordable apartments in Encinitas, California

3 income-restricted buildings tracked here, drawn from HUD's LIHTC, Section 8, Section 202, and Section 811 datasets. Map, eligibility tiers, and Fair Market Rent below.

1 section 82 lihtc

Buildings

SU CASA POR CORTEZ

Section 8
620 MELBA RD, APT. 24, Encinitas, CA, 92024
Income-restricted units
28 of 30
Year placed in service
Not reported

Estimated total housing cost: $3,870 rent + $157 utilities = $4,027/mo

Contact property management for current availability. Waitlists may apply.

IRIS APTS

LIHTC
641 N VULCAN AVE, ENCINITAS, CA, 92024
Income-restricted units
19 of 19
Year placed in service
2013
Bedroom mix
12 2BR · 8 3BR

Estimated total housing cost: $3,870 rent + $157 utilities = $4,027/mo

Contact property management for current availability. Waitlists may apply.

ESPERANZA GARDEN APTS

LIHTC
920 REGAL RD, ENCINITAS, CA, 92024
Income-restricted units
10 of 10
Year placed in service
1994

Estimated total housing cost: $3,870 rent + $157 utilities = $4,027/mo

Contact property management for current availability. Waitlists may apply.

Map

Each pin is one income-restricted building. Color-coded by program. Click a pin for details.

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Energy costs in California

Residential electricity in California runs about 32.77¢/kWh, with a typical monthly residential electric bill near $157. Natural gas runs about $22.13/Mcf. Add this to rent when you compare buildings; it can shift total monthly housing cost by 10–20%.

Source: U.S. Energy Information Administration, retail-sales (electricity) and natural gas residential pricing series, 12-month rolling average.

Check your affordability tier

Enter your annual household income, household size, and zip code. We’ll show which HUD AMI tier you qualify for and what Fair Market Rent looks like in your area.

Fair Market Rent for 92024

Zip-level (SAFMR)
BedroomsLocal FMRNational median
Studio$2,950n/a
1 bedroom$3,170n/a
2 bedroom$3,870$1,502
3 bedroom$5,160n/a
4 bedroom$6,250n/a

Fair Market Rent is HUD’s annual benchmark for the cost of rental housing in a given area. Source label: hud_safmr.

HUD income limits : San Diego County, CA

San Diego-Chula Vista-Carlsbad, CA. FY2025. Area median income: $130,800.

Household size30% AMI50% AMI80% AMI
1 person$34,750$57,900$92,700
2 people$39,700$66,150$105,950
3 people$44,650$74,450$119,200
4 people$49,600$82,700$132,400
5 people$53,600$89,350$143,000
6 people$57,550$95,950$153,600
7 people$61,550$102,550$164,200
8 people$65,500$109,200$174,800

HUD calculates income limits per household size relative to the area’s median family income. Properties may serve renters in any combination of these tiers; eligibility is determined per program.

Affordable rentals in nearby California cities

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About this listing. Buildings shown serve income-restricted households across HUD program tiers. We do not show vacancy or pricing for individual units. Always contact the property directly for current availability; many income-restricted buildings maintain waitlists measured in months or years.

See also: Encinitas cost-of-living and Fair Market Rent overview