Elizabeth Oaks Apts.
Section 8- Income-restricted units
- 126 of 126
- Year placed in service
- Not reported
Estimated total housing cost: $2,232 rent + $157 utilities = $2,389/mo
Contact property management for current availability. Waitlists may apply.
Affordable apartments in Santa Cruz, California
19 income-restricted buildings tracked here, drawn from HUD's LIHTC, Section 8, Section 202, and Section 811 datasets. Map, eligibility tiers, and Fair Market Rent below.
3 section 816 lihtc
Buildings
TANNERY ARTIST LOFTS
LIHTC- Income-restricted units
- 99 of 100
- Year placed in service
- 2009
- Bedroom mix
- 14 studio · 16 1BR · 28 2BR · 42 3BR
Estimated total housing cost: $2,232 rent + $157 utilities = $2,389/mo
Contact property management for current availability. Waitlists may apply.
NEARY LAGOON COOPERATIVE
LIHTC- Income-restricted units
- 94 of 95
- Year placed in service
- 2014
- Bedroom mix
- 23 1BR · 30 2BR · 42 3BR
Estimated total housing cost: $2,232 rent + $157 utilities = $2,389/mo
Contact property management for current availability. Waitlists may apply.
GARFIELD PARK VILLAGE
LIHTC- Income-restricted units
- 84 of 95
- Year placed in service
- 2015
- Bedroom mix
- 38 studio · 48 1BR · 9 2BR
Estimated total housing cost: $2,232 rent + $157 utilities = $2,389/mo
Contact property management for current availability. Waitlists may apply.
MONARCH VILLAGE APTS
LIHTC- Income-restricted units
- 83 of 206
- Year placed in service
- 2003
- Bedroom mix
- 77 1BR · 8 2BR
Estimated total housing cost: $2,232 rent + $157 utilities = $2,389/mo
Contact property management for current availability. Waitlists may apply.
San Lorenzo Park Apts
Section 8- Income-restricted units
- 77 of 78
- Year placed in service
- Not reported
Estimated total housing cost: $2,232 rent + $157 utilities = $2,389/mo
Contact property management for current availability. Waitlists may apply.
EAST CLIFF VILLAGE APARTMENTS
LIHTC- Income-restricted units
- 75 of 76
- Year placed in service
- 2015
- Bedroom mix
- 19 studio · 56 1BR · 1 2BR
Estimated total housing cost: $2,232 rent + $157 utilities = $2,389/mo
Contact property management for current availability. Waitlists may apply.
OCEAN STREET APARTMENTS
LIHTC- Income-restricted units
- 62 of 63
- Year placed in service
- 2021
- Bedroom mix
- 16 1BR · 18 2BR · 29 3BR
Estimated total housing cost: $2,232 rent + $157 utilities = $2,389/mo
Contact property management for current availability. Waitlists may apply.
SYCAMORE STREET COMMONS
LIHTC- Income-restricted units
- 60 of 60
- Year placed in service
- 1998
Estimated total housing cost: $2,232 rent + $157 utilities = $2,389/mo
Contact property management for current availability. Waitlists may apply.
Mission Gardens
Section 8- Income-restricted units
- 50 of 50
- Year placed in service
- Not reported
Estimated total housing cost: $2,232 rent + $157 utilities = $2,389/mo
Contact property management for current availability. Waitlists may apply.
MISSION GARDENS
LIHTC- Income-restricted units
- 49 of 50
- Year placed in service
- 2009
- Bedroom mix
- 26 1BR · 16 2BR · 8 3BR
Estimated total housing cost: $2,232 rent + $157 utilities = $2,389/mo
Contact property management for current availability. Waitlists may apply.
NUEVA VISTA
LIHTC- Income-restricted units
- 47 of 48
- Year placed in service
- 2003
- Bedroom mix
- 1 1BR · 18 2BR · 21 3BR · 8 4+BR
Estimated total housing cost: $2,232 rent + $157 utilities = $2,389/mo
Contact property management for current availability. Waitlists may apply.
Showing 12 of 19. Open any pin on the map below for the rest.
Map
Each pin is one income-restricted building. Color-coded by program. Click a pin for details.
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Energy costs in California
Residential electricity in California runs about 32.77¢/kWh, with a typical monthly residential electric bill near $157. Natural gas runs about $22.13/Mcf. Add this to rent when you compare buildings; it can shift total monthly housing cost by 10–20%.
Source: U.S. Energy Information Administration, retail-sales (electricity) and natural gas residential pricing series, 12-month rolling average.
Check your affordability tier
Enter your annual household income, household size, and zip code. We’ll show which HUD AMI tier you qualify for and what Fair Market Rent looks like in your area.
Fair Market Rent for Santa Cruz, CA
Metro-level| Bedrooms | Local FMR | National median |
|---|---|---|
| Studio | $1,897 | n/a |
| 1 bedroom | $2,120 | n/a |
| 2 bedroom | $2,232 | $1,502 |
| 3 bedroom | $2,902 | n/a |
| 4 bedroom | $3,348 | n/a |
Fair Market Rent is HUD’s annual benchmark for the cost of rental housing in a given area. Source label: median_rent_proxy.
HUD income limits : Santa Cruz County, CA
Santa Cruz-Watsonville, CA. FY2025. Area median income: $132,800.
| Household size | 30% AMI | 50% AMI | 80% AMI |
|---|---|---|---|
| 1 person | $41,550 | $69,250 | $111,100 |
| 2 people | $47,500 | $79,100 | $127,000 |
| 3 people | $53,450 | $89,000 | $142,850 |
| 4 people | $59,350 | $98,900 | $158,700 |
| 5 people | $64,100 | $106,800 | $171,400 |
| 6 people | $68,850 | $114,700 | $184,100 |
| 7 people | $73,600 | $122,650 | $196,800 |
| 8 people | $78,350 | $130,550 | $209,500 |
HUD calculates income limits per household size relative to the area’s median family income. Properties may serve renters in any combination of these tiers; eligibility is determined per program.
Affordable rentals in nearby California cities
About this listing. Buildings shown serve income-restricted households across HUD program tiers. We do not show vacancy or pricing for individual units. Always contact the property directly for current availability; many income-restricted buildings maintain waitlists measured in months or years.
See also: Santa Cruz cost-of-living and Fair Market Rent overview