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Affordable apartments in Lakeland, Florida

17 income-restricted buildings tracked here, drawn from HUD's LIHTC, Section 8, Section 202, and Section 811 datasets. Map, eligibility tiers, and Fair Market Rent below.

14 lihtc2 section 81 section 202

Buildings

PROVIDENCE RESERVE

LIHTC
815 PROVIDENCE RESERVE LOOP, LAKELAND, FL, 33805
Income-restricted units
218 of 220
Year placed in service
1999
Bedroom mix
132 2BR · 72 3BR · 16 4+BR

Estimated total housing cost: $1,217 rent + $169 utilities = $1,386/mo

Contact property management for current availability. Waitlists may apply.

WILMINGTON

LIHTC
5425 WILMINGTON BLVD, LAKELAND, FL, 33813
Income-restricted units
200 of 200
Year placed in service
2003
Bedroom mix
40 1BR · 100 2BR · 60 3BR

Estimated total housing cost: $1,217 rent + $169 utilities = $1,386/mo

Contact property management for current availability. Waitlists may apply.

CAMBRIDGE COVE

LIHTC
1700 CAMBRIDGE COVE PASS, LAKELAND, FL, 33810
Income-restricted units
200 of 200
Year placed in service
2002
Bedroom mix
48 1BR · 88 2BR · 40 3BR · 24 4+BR

Estimated total housing cost: $1,217 rent + $169 utilities = $1,386/mo

Contact property management for current availability. Waitlists may apply.

RENAISSANCE AT WASHINGTON RIDGE

LIHTC
1550 HAWKINS WAY, LAKELAND, FL, 33805
Income-restricted units
196 of 196
Year placed in service
2003
Bedroom mix
78 1BR · 78 2BR · 36 3BR · 4 4+BR

Estimated total housing cost: $1,217 rent + $169 utilities = $1,386/mo

Contact property management for current availability. Waitlists may apply.

ST LUKE'S LIFE CENTER

LIHTC
909 QUINCY ST, LAKELAND, FL, 33815
Income-restricted units
150 of 150
Year placed in service
2007
Bedroom mix
76 1BR · 74 2BR

Estimated total housing cost: $1,217 rent + $169 utilities = $1,386/mo

Contact property management for current availability. Waitlists may apply.

BANYAN RESERVE SENIOR

LIHTC
940 SERENITY HILLS DRIVE, LAKELAND, FL, 33805
Income-restricted units
139 of 139
Year placed in service
2020
Bedroom mix
70 1BR · 69 2BR

Estimated total housing cost: $1,217 rent + $169 utilities = $1,386/mo

Contact property management for current availability. Waitlists may apply.

LAKEWOOD TERRACE

LIHTC
1315 W 14TH ST, LAKELAND, FL, 33805
Income-restricted units
132 of 132
Year placed in service
2009
Bedroom mix
16 1BR · 40 2BR · 60 3BR · 16 4+BR

Estimated total housing cost: $1,217 rent + $169 utilities = $1,386/mo

Contact property management for current availability. Waitlists may apply.

LAKEVIEW PRESBYTERIAN HOMES

Section 8
515 E ORANGE ST, Lakeland, FL, 33801
Income-restricted units
104 of 104
Year placed in service
Not reported

Estimated total housing cost: $1,217 rent + $169 utilities = $1,386/mo

Contact property management for current availability. Waitlists may apply.

LAKEVIEW PRESBYTERIAN HOMES

Section 202
515 E ORANGE ST, Lakeland, FL, 33801
Income-restricted units
104 of 104
Year placed in service
Not reported

Estimated total housing cost: $1,217 rent + $169 utilities = $1,386/mo

Contact property management for current availability. Waitlists may apply.

TWIN LAKES ESTATES I

LIHTC
501 HARTSELL AVENUE, LAKELAND, FL, 33815
Income-restricted units
100 of 100
Year placed in service
2019
Bedroom mix
50 1BR · 50 2BR

Estimated total housing cost: $1,217 rent + $169 utilities = $1,386/mo

Contact property management for current availability. Waitlists may apply.

CAMBRIDGE COVE II

LIHTC
1810 GRAND BAY CIR, LAKELAND, FL, 33810
Income-restricted units
80 of 80
Year placed in service
2008
Bedroom mix
56 3BR · 24 4+BR

Estimated total housing cost: $1,217 rent + $169 utilities = $1,386/mo

Contact property management for current availability. Waitlists may apply.

VILLAS AT LAKE BONNET

LIHTC
303 N BRUNNELL PKWY, LAKELAND, FL, 33815
Income-restricted units
75 of 75
Year placed in service
2011
Bedroom mix
60 2BR · 15 3BR

Estimated total housing cost: $1,217 rent + $169 utilities = $1,386/mo

Contact property management for current availability. Waitlists may apply.

Showing 12 of 17. Open any pin on the map below for the rest.

Map

Each pin is one income-restricted building. Color-coded by program. Click a pin for details.

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Energy costs in Florida

Residential electricity in Florida runs about 15.43¢/kWh, with a typical monthly residential electric bill near $169. Natural gas runs about $28.02/Mcf. Add this to rent when you compare buildings; it can shift total monthly housing cost by 10–20%.

Source: U.S. Energy Information Administration, retail-sales (electricity) and natural gas residential pricing series, 12-month rolling average.

Check your affordability tier

Enter your annual household income, household size, and zip code. We’ll show which HUD AMI tier you qualify for and what Fair Market Rent looks like in your area.

Fair Market Rent for Lakeland, FL

Metro-level
BedroomsLocal FMRNational median
Studio$1,034n/a
1 bedroom$1,156n/a
2 bedroom$1,217$1,502
3 bedroom$1,582n/a
4 bedroom$1,826n/a

Fair Market Rent is HUD’s annual benchmark for the cost of rental housing in a given area. Source label: median_rent_proxy.

HUD income limits : Polk County, FL

Lakeland-Winter Haven, FL. FY2025. Area median income: $83,300.

Household size30% AMI50% AMI80% AMI
1 person$17,500$29,200$46,700
2 people$21,150$33,350$53,350
3 people$26,650$37,500$60,000
4 people$32,150$41,650$66,650
5 people$37,650$45,000$72,000
6 people$43,150$48,350$77,350
7 people$48,650$51,650$82,650
8 people$54,150$55,000$88,000

HUD calculates income limits per household size relative to the area’s median family income. Properties may serve renters in any combination of these tiers; eligibility is determined per program.

Affordable rentals in nearby Florida cities

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About this listing. Buildings shown serve income-restricted households across HUD program tiers. We do not show vacancy or pricing for individual units. Always contact the property directly for current availability; many income-restricted buildings maintain waitlists measured in months or years.

See also: Lakeland cost-of-living and Fair Market Rent overview