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Affordable apartments in Elgin, Illinois

14 income-restricted buildings tracked here, drawn from HUD's LIHTC, Section 8, Section 202, and Section 811 datasets. Map, eligibility tiers, and Fair Market Rent below.

9 lihtc5 section 8

Buildings

BUENA VISTA APTS (ABINGDON)

LIHTC
1285 FLEETWOOD DR, ELGIN, IL, 60123
Income-restricted units
231 of 231
Year placed in service
2005
Bedroom mix
126 1BR · 91 2BR · 14 3BR

Estimated total housing cost: $1,590 rent + $129 utilities = $1,719/mo

Contact property management for current availability. Waitlists may apply.

WESTWIND TOWER

LIHTC
104 S STATE ST, ELGIN, IL, 60123
Income-restricted units
149 of 149
Year placed in service
1998
Bedroom mix
104 studio · 40 1BR · 5 4+BR

Estimated total housing cost: $1,590 rent + $129 utilities = $1,719/mo

Contact property management for current availability. Waitlists may apply.

CENTRAL PARK TOWERS

Section 8
120 S State St, Elgin, IL, 60123
Income-restricted units
149 of 164
Year placed in service
Not reported

Estimated total housing cost: $1,590 rent + $129 utilities = $1,719/mo

Contact property management for current availability. Waitlists may apply.

BUENA VISTA TOWNHOMES

LIHTC
1200 AMANDA CIR, ELGIN, IL, 60123
Income-restricted units
120 of 120
Year placed in service
2007
Bedroom mix
48 1BR · 48 2BR · 24 3BR

Estimated total housing cost: $1,590 rent + $129 utilities = $1,719/mo

Contact property management for current availability. Waitlists may apply.

ELGIN MANOR

Section 8
1350 Fleetwood Dr., Elgin, IL, 60123
Income-restricted units
100 of 100
Year placed in service
Not reported

Estimated total housing cost: $1,590 rent + $129 utilities = $1,719/mo

Contact property management for current availability. Waitlists may apply.

BUENA VISTA TOWERS

Section 8
222 LOCUST ST, Elgin, IL, 60123
Income-restricted units
96 of 96
Year placed in service
Not reported

Estimated total housing cost: $1,590 rent + $129 utilities = $1,719/mo

Contact property management for current availability. Waitlists may apply.

BUENA VISTA TOWERS

LIHTC
222 LOCUST ST, ELGIN, IL, 60123
Income-restricted units
96 of 96
Year placed in service
2014
Bedroom mix
16 1BR · 64 2BR · 16 3BR

Estimated total housing cost: $1,590 rent + $129 utilities = $1,719/mo

Contact property management for current availability. Waitlists may apply.

FAMILY COURT TOWNHOMES

Section 8
120 S. State Street, Elgin, IL, 60123
Income-restricted units
74 of 74
Year placed in service
Not reported

Estimated total housing cost: $1,590 rent + $129 utilities = $1,719/mo

Contact property management for current availability. Waitlists may apply.

ELGIN ARTSPACE LOFTS

LIHTC
51 S SPRING ST, ELGIN, IL, 60120
Income-restricted units
55 of 55
Year placed in service
2012
Bedroom mix
6 studio · 27 1BR · 16 2BR · 6 3BR

Estimated total housing cost: $1,590 rent + $129 utilities = $1,719/mo

Contact property management for current availability. Waitlists may apply.

CENTER CITY PLACE

LIHTC
156 DIVISION ST, ELGIN, IL, 60120
Income-restricted units
45 of 45
Year placed in service
1993
Bedroom mix
3 studio · 36 1BR · 6 2BR

Estimated total housing cost: $1,590 rent + $129 utilities = $1,719/mo

Contact property management for current availability. Waitlists may apply.

FOX RIVER HORIZON SENIOR LIVING COMM

LIHTC
785 FLETCHER DR, ELGIN, IL, 60123
Income-restricted units
43 of 43
Year placed in service
2002
Bedroom mix
34 1BR · 9 2BR

Estimated total housing cost: $1,590 rent + $129 utilities = $1,719/mo

Contact property management for current availability. Waitlists may apply.

FOX RIVER HORIZON II SENIOR LIVING COMM

LIHTC
765 FLETCHER DR, ELGIN, IL, 60123
Income-restricted units
39 of 39
Year placed in service
2004
Bedroom mix
30 1BR · 9 2BR

Estimated total housing cost: $1,590 rent + $129 utilities = $1,719/mo

Contact property management for current availability. Waitlists may apply.

Showing 12 of 14. Open any pin on the map below for the rest.

Map

Each pin is one income-restricted building. Color-coded by program. Click a pin for details.

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Energy costs in Illinois

Residential electricity in Illinois runs about 17.95¢/kWh, with a typical monthly residential electric bill near $129. Natural gas runs about $15.45/Mcf. Add this to rent when you compare buildings; it can shift total monthly housing cost by 10–20%.

Source: U.S. Energy Information Administration, retail-sales (electricity) and natural gas residential pricing series, 12-month rolling average.

Check your affordability tier

Enter your annual household income, household size, and zip code. We’ll show which HUD AMI tier you qualify for and what Fair Market Rent looks like in your area.

Fair Market Rent for 60123

Zip-level (SAFMR)
BedroomsLocal FMRNational median
Studio$1,320n/a
1 bedroom$1,410n/a
2 bedroom$1,590$1,502
3 bedroom$2,050n/a
4 bedroom$2,370n/a

Fair Market Rent is HUD’s annual benchmark for the cost of rental housing in a given area. Source label: hud_safmr.

HUD income limits : Kane County, IL

Chicago-Naperville-Elgin, IL-IN. FY2025. Area median income: $119,900.

Household size30% AMI50% AMI80% AMI
1 person$25,200$42,000$67,150
2 people$28,800$48,000$76,750
3 people$32,400$54,000$86,350
4 people$35,950$59,950$95,900
5 people$38,850$64,750$103,600
6 people$43,150$69,550$111,250
7 people$48,650$74,350$118,950
8 people$54,150$79,150$126,600

HUD calculates income limits per household size relative to the area’s median family income. Properties may serve renters in any combination of these tiers; eligibility is determined per program.

Affordable rentals in nearby Illinois cities

See all affordable-rental cities in Illinois

About this listing. Buildings shown serve income-restricted households across HUD program tiers. We do not show vacancy or pricing for individual units. Always contact the property directly for current availability; many income-restricted buildings maintain waitlists measured in months or years.

See also: Elgin cost-of-living and Fair Market Rent overview