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Affordable apartments in Spirit Lake, Iowa

4 income-restricted buildings tracked here, drawn from HUD's LIHTC, Section 8, Section 202, and Section 811 datasets. Map, eligibility tiers, and Fair Market Rent below.

4 lihtc

Buildings

SUMMERFIELD PARK

LIHTC
2300 SUNNER AVE, SPIRIT LAKE, IA, 51360
Income-restricted units
20 of 20
Year placed in service
2001
Bedroom mix
8 1BR · 12 2BR

Estimated total housing cost: $891 rent + $117 utilities = $1,008/mo

Contact property management for current availability. Waitlists may apply.

ARAPAHOE VILLAGE APTS

LIHTC
2104 JACKSON AVE, SPIRIT LAKE, IA, 51360
Income-restricted units
16 of 16
Year placed in service
1987

Estimated total housing cost: $891 rent + $117 utilities = $1,008/mo

Contact property management for current availability. Waitlists may apply.

THE ANTLERS

LIHTC
1703 HILL AVE, SPIRIT LAKE, IA, 51360
Income-restricted units
14 of 14
Year placed in service
2006
Bedroom mix
8 1BR · 6 2BR

Estimated total housing cost: $891 rent + $117 utilities = $1,008/mo

Contact property management for current availability. Waitlists may apply.

LAKEWOOD COURT APTS

LIHTC
607 15TH ST, SPIRIT LAKE, IA, 51360
Income-restricted units
8 of 8
Year placed in service
1999
Bedroom mix
4 2BR · 4 3BR

Estimated total housing cost: $891 rent + $117 utilities = $1,008/mo

Contact property management for current availability. Waitlists may apply.

Map

Each pin is one income-restricted building. Color-coded by program. Click a pin for details.

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Energy costs in Iowa

Residential electricity in Iowa runs about 13.85¢/kWh, with a typical monthly residential electric bill near $117. Natural gas runs about $15.27/Mcf. Add this to rent when you compare buildings; it can shift total monthly housing cost by 10–20%.

Source: U.S. Energy Information Administration, retail-sales (electricity) and natural gas residential pricing series, 12-month rolling average.

Check your affordability tier

Enter your annual household income, household size, and zip code. We’ll show which HUD AMI tier you qualify for and what Fair Market Rent looks like in your area.

Fair Market Rent for Spirit Lake, IA

Metro-level
BedroomsLocal FMRNational median
Studio$757n/a
1 bedroom$846n/a
2 bedroom$891$1,502
3 bedroom$1,158n/a
4 bedroom$1,337n/a

Fair Market Rent is HUD’s annual benchmark for the cost of rental housing in a given area. Source label: median_rent_proxy.

HUD income limits : Dickinson County, IA

FY2025. Area median income: $110,500.

Household size30% AMI50% AMI80% AMI
1 person$23,000$38,250$61,200
2 people$26,250$43,700$69,950
3 people$29,550$49,150$78,700
4 people$32,800$54,650$87,400
5 people$37,650$59,000$94,400
6 people$43,150$63,400$101,400
7 people$48,650$67,750$108,400
8 people$54,150$72,150$115,400

HUD calculates income limits per household size relative to the area’s median family income. Properties may serve renters in any combination of these tiers; eligibility is determined per program.

Affordable rentals in nearby Iowa cities

See all affordable-rental cities in Iowa

About this listing. Buildings shown serve income-restricted households across HUD program tiers. We do not show vacancy or pricing for individual units. Always contact the property directly for current availability; many income-restricted buildings maintain waitlists measured in months or years.

See also: Spirit Lake cost-of-living and Fair Market Rent overview