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Affordable apartments in Stearns, Kentucky

1 income-restricted buildings tracked here, drawn from HUD's LIHTC, Section 8, Section 202, and Section 811 datasets. Map, eligibility tiers, and Fair Market Rent below.

1 lihtc

Buildings

STEARNS RESIDENCE CENTER

LIHTC
HUME DRIVE, STEARNS, KY, 42647
Income-restricted units
24 of 24
Year placed in service
2009
Bedroom mix
24 1BR

Contact property management for current availability. Waitlists may apply.

Map

Each pin is one income-restricted building. Color-coded by program. Click a pin for details.

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Energy costs in Kentucky

Residential electricity in Kentucky runs about 13.52¢/kWh, with a typical monthly residential electric bill near $152. Natural gas runs about $21.93/Mcf. Add this to rent when you compare buildings; it can shift total monthly housing cost by 10–20%.

Source: U.S. Energy Information Administration, retail-sales (electricity) and natural gas residential pricing series, 12-month rolling average.

Check your affordability tier

Enter your annual household income, household size, and zip code. We’ll show which HUD AMI tier you qualify for and what Fair Market Rent looks like in your area.

HUD income limits : McCreary County, KY

FY2025. Area median income: $45,100.

Household size30% AMI50% AMI80% AMI
1 person$15,650$24,850$39,700
2 people$21,150$28,400$45,400
3 people$26,650$31,950$51,050
4 people$32,150$35,450$56,700
5 people$37,650$38,300$61,250
6 people$41,150$41,150$65,800
7 people$44,000$44,000$70,350
8 people$46,800$46,800$74,850

HUD calculates income limits per household size relative to the area’s median family income. Properties may serve renters in any combination of these tiers; eligibility is determined per program.

Affordable rentals in nearby Kentucky cities

See all affordable-rental cities in Kentucky

About this listing. Buildings shown serve income-restricted households across HUD program tiers. We do not show vacancy or pricing for individual units. Always contact the property directly for current availability; many income-restricted buildings maintain waitlists measured in months or years.

See also: Stearns cost-of-living and Fair Market Rent overview