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Affordable apartments in Cumberland, Maryland

13 income-restricted buildings tracked here, drawn from HUD's LIHTC, Section 8, Section 202, and Section 811 datasets. Map, eligibility tiers, and Fair Market Rent below.

10 lihtc3 section 8

Buildings

OLD TOWNE MANOR

LIHTC
1510A EAST OLD TOWNE ROAD, CUMBERLAND, MD, 21502
Income-restricted units
123 of 138
Year placed in service
2015
Bedroom mix
46 1BR · 44 2BR · 48 3BR

Estimated total housing cost: $712 rent + $189 utilities = $901/mo

Contact property management for current availability. Waitlists may apply.

WILLIAM BOOTH TOWER

LIHTC
220 SOMERVILLE AVE, CUMBERLAND, MD, 21502
Income-restricted units
114 of 114
Year placed in service
2010
Bedroom mix
51 studio · 63 1BR

Estimated total housing cost: $712 rent + $189 utilities = $901/mo

Contact property management for current availability. Waitlists may apply.

OLD TOWNE MANOR

Section 8
1510 E OLDTOWN ROAD, Cumberland, MD, 21502
Income-restricted units
104 of 138
Year placed in service
Not reported

Estimated total housing cost: $712 rent + $189 utilities = $901/mo

Contact property management for current availability. Waitlists may apply.

JFK Apartments

Section 8
135 N. Mechanic St., Cumberland, MD, 21502
Income-restricted units
100 of 100
Year placed in service
Not reported

Estimated total housing cost: $712 rent + $189 utilities = $901/mo

Contact property management for current availability. Waitlists may apply.

River Bend

Section 8
50 Lamont St, Cumberland, MD, 21502
Income-restricted units
77 of 77
Year placed in service
Not reported

Estimated total housing cost: $712 rent + $189 utilities = $901/mo

Contact property management for current availability. Waitlists may apply.

THE CASCADES

LIHTC
701 E FOURTH ST, CUMBERLAND, MD, 21502
Income-restricted units
71 of 71
Year placed in service
2005
Bedroom mix
53 1BR · 18 2BR

Estimated total housing cost: $712 rent + $189 utilities = $901/mo

Contact property management for current availability. Waitlists may apply.

CUMBERLAND ARMS

LIHTC
10 N LIBERTY STREET, CUMBERLAND, MD, 21502
Income-restricted units
69 of 69
Year placed in service
8888
Bedroom mix
59 1BR · 10 2BR

Estimated total housing cost: $712 rent + $189 utilities = $901/mo

Contact property management for current availability. Waitlists may apply.

CUMBERLAND MEADOWS

LIHTC
OLD WILLOWBROOK RD, CUMBERLAND, MD
Income-restricted units
64 of 64
Year placed in service
2011

Estimated total housing cost: $712 rent + $189 utilities = $901/mo

Contact property management for current availability. Waitlists may apply.

KLOT'S MILL LOFTS

LIHTC
917 GAY ST, CUMBERLAND, MD, 21502
Income-restricted units
50 of 50
Year placed in service
2011
Bedroom mix
12 1BR · 25 2BR · 13 3BR

Estimated total housing cost: $712 rent + $189 utilities = $901/mo

Contact property management for current availability. Waitlists may apply.

BALTIMORE AVENUE APTS

LIHTC
205 BALTIMORE AVE, CUMBERLAND, MD, 21502
Income-restricted units
41 of 41
Year placed in service
1997
Bedroom mix
38 1BR · 3 2BR

Estimated total housing cost: $712 rent + $189 utilities = $901/mo

Contact property management for current availability. Waitlists may apply.

ORCHARD MEWS APTS (CUMBERLAND)

LIHTC
16116 ORCHARD MEWS DR, CUMBERLAND, MD, 21502
Income-restricted units
32 of 32
Year placed in service
1995
Bedroom mix
16 1BR · 16 2BR

Estimated total housing cost: $712 rent + $189 utilities = $901/mo

Contact property management for current availability. Waitlists may apply.

GATEWAY TOWN HOMES

LIHTC
775 E FOURTH ST, CUMBERLAND, MD, 21502
Income-restricted units
30 of 30
Year placed in service
2008

Estimated total housing cost: $712 rent + $189 utilities = $901/mo

Contact property management for current availability. Waitlists may apply.

Showing 12 of 13. Open any pin on the map below for the rest.

Map

Each pin is one income-restricted building. Color-coded by program. Click a pin for details.

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Energy costs in Maryland

Residential electricity in Maryland runs about 19.99¢/kWh, with a typical monthly residential electric bill near $189. Natural gas runs about $19.59/Mcf. Add this to rent when you compare buildings; it can shift total monthly housing cost by 10–20%.

Source: U.S. Energy Information Administration, retail-sales (electricity) and natural gas residential pricing series, 12-month rolling average.

Check your affordability tier

Enter your annual household income, household size, and zip code. We’ll show which HUD AMI tier you qualify for and what Fair Market Rent looks like in your area.

Fair Market Rent for Cumberland, MD

Metro-level
BedroomsLocal FMRNational median
Studio$605n/a
1 bedroom$676n/a
2 bedroom$712$1,502
3 bedroom$926n/a
4 bedroom$1,068n/a

Fair Market Rent is HUD’s annual benchmark for the cost of rental housing in a given area. Source label: median_rent_proxy.

HUD income limits : Allegany County, MD

FY2025. Area median income: $77,500.

Household size30% AMI50% AMI80% AMI
1 person$19,500$32,450$52,000
2 people$22,300$37,100$59,400
3 people$26,650$41,750$66,850
4 people$32,150$46,400$74,250
5 people$37,650$50,100$80,200
6 people$43,150$53,850$86,150
7 people$48,650$57,550$92,100
8 people$54,150$61,250$98,050

HUD calculates income limits per household size relative to the area’s median family income. Properties may serve renters in any combination of these tiers; eligibility is determined per program.

Affordable rentals in nearby Maryland cities

See all affordable-rental cities in Maryland

About this listing. Buildings shown serve income-restricted households across HUD program tiers. We do not show vacancy or pricing for individual units. Always contact the property directly for current availability; many income-restricted buildings maintain waitlists measured in months or years.

See also: Cumberland cost-of-living and Fair Market Rent overview