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Affordable apartments in Bay City, Michigan

8 income-restricted buildings tracked here, drawn from HUD's LIHTC, Section 8, Section 202, and Section 811 datasets. Map, eligibility tiers, and Fair Market Rent below.

3 section 85 lihtc

Buildings

BRADLEY HOUSE

Section 8
100 15TH ST, Bay City, MI, 48708
Income-restricted units
179 of 180
Year placed in service
Not reported

Estimated total housing cost: $726 rent + $128 utilities = $854/mo

Contact property management for current availability. Waitlists may apply.

MAPLEWOOD MANOR-BAY CITY

Section 8
1200 N MADISON, Bay City, MI, 48708
Income-restricted units
158 of 158
Year placed in service
Not reported

Estimated total housing cost: $726 rent + $128 utilities = $854/mo

Contact property management for current availability. Waitlists may apply.

MAPLEWOOD MANOR (BAY CITY)

LIHTC
1200 N. MADISON AVENUE, BAY CITY, MI, 48708
Income-restricted units
158 of 158
Year placed in service
2015
Bedroom mix
157 1BR · 1 2BR

Estimated total housing cost: $726 rent + $128 utilities = $854/mo

Contact property management for current availability. Waitlists may apply.

COUNTRY MEADOWS

LIHTC
115 COUNTRY MEADOWS LN, BAY CITY, MI, 48706
Income-restricted units
120 of 120
Year placed in service
1999
Bedroom mix
84 1BR · 36 2BR

Estimated total housing cost: $726 rent + $128 utilities = $854/mo

Contact property management for current availability. Waitlists may apply.

RIVERWALK MEADOWS (BAY CITY)

LIHTC
505 GERMANIA ST, BAY CITY, MI, 48706
Income-restricted units
49 of 50
Year placed in service
1995
Bedroom mix
35 1BR · 15 2BR

Estimated total housing cost: $726 rent + $128 utilities = $854/mo

Contact property management for current availability. Waitlists may apply.

BRAMBLEWOOD COOPERATIVE 1

Section 8
3258-3268 Sycamore Ct., Bay City, MI, 48706
Income-restricted units
49 of 49
Year placed in service
Not reported

Estimated total housing cost: $726 rent + $128 utilities = $854/mo

Contact property management for current availability. Waitlists may apply.

GARFIELD MANOR

LIHTC
1011 FRASER ST, BAY CITY, MI, 48708
Income-restricted units
26 of 26
Year placed in service
1997
Bedroom mix
26 1BR

Estimated total housing cost: $726 rent + $128 utilities = $854/mo

Contact property management for current availability. Waitlists may apply.

ALDERWOOD ESTATES

LIHTC
4020 CAMBRIA DR, BAY CITY, MI, 48706
Income-restricted units
Not reported of 146
Year placed in service
8888

Estimated total housing cost: $726 rent + $128 utilities = $854/mo

Contact property management for current availability. Waitlists may apply.

Map

Each pin is one income-restricted building. Color-coded by program. Click a pin for details.

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Energy costs in Michigan

Residential electricity in Michigan runs about 20.19¢/kWh, with a typical monthly residential electric bill near $128. Natural gas runs about $13.39/Mcf. Add this to rent when you compare buildings; it can shift total monthly housing cost by 10–20%.

Source: U.S. Energy Information Administration, retail-sales (electricity) and natural gas residential pricing series, 12-month rolling average.

Check your affordability tier

Enter your annual household income, household size, and zip code. We’ll show which HUD AMI tier you qualify for and what Fair Market Rent looks like in your area.

Fair Market Rent for Bay City, MI

Metro-level
BedroomsLocal FMRNational median
Studio$617n/a
1 bedroom$690n/a
2 bedroom$726$1,502
3 bedroom$944n/a
4 bedroom$1,089n/a

Fair Market Rent is HUD’s annual benchmark for the cost of rental housing in a given area. Source label: median_rent_proxy.

HUD income limits : Bay County, MI

Bay City, MI. FY2025. Area median income: $83,700.

Household size30% AMI50% AMI80% AMI
1 person$17,600$29,300$46,900
2 people$21,150$33,500$53,600
3 people$26,650$37,700$60,300
4 people$32,150$41,850$66,950
5 people$37,650$45,200$72,350
6 people$43,150$48,550$77,700
7 people$48,650$51,900$83,050
8 people$54,150$55,250$88,400

HUD calculates income limits per household size relative to the area’s median family income. Properties may serve renters in any combination of these tiers; eligibility is determined per program.

Affordable rentals in nearby Michigan cities

See all affordable-rental cities in Michigan

About this listing. Buildings shown serve income-restricted households across HUD program tiers. We do not show vacancy or pricing for individual units. Always contact the property directly for current availability; many income-restricted buildings maintain waitlists measured in months or years.

See also: Bay City cost-of-living and Fair Market Rent overview