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Affordable apartments in Passaic, New Jersey

5 income-restricted buildings tracked here, drawn from HUD's LIHTC, Section 8, Section 202, and Section 811 datasets. Map, eligibility tiers, and Fair Market Rent below.

4 lihtc1 section 8

Buildings

CHESTNUT HOMES

LIHTC
305 CHESTNUT STREET, PASSAIC, NJ, 7055
Income-restricted units
75 of 76
Year placed in service
2014

Estimated total housing cost: $1,890 rent + $155 utilities = $2,045/mo

Contact property management for current availability. Waitlists may apply.

HIGHVIEW TERRACE

Section 8
130 AYCRIGG AVE, Passaic, NJ, 07055
Income-restricted units
58 of 59
Year placed in service
Not reported

Estimated total housing cost: $1,890 rent + $155 utilities = $2,045/mo

Contact property management for current availability. Waitlists may apply.

GARDEN STREET SENIOR CITIZENS

LIHTC
29-31 HOWE AVE, PASSAIC, NJ, 07055
Income-restricted units
0 of 40
Year placed in service
2007

Estimated total housing cost: $1,890 rent + $155 utilities = $2,045/mo

Contact property management for current availability. Waitlists may apply.

RIVER DRIVE RESIDENCE #610

LIHTC
45 RIVER DR, PASSAIC, NJ, 07055
Income-restricted units
0 of 100
Year placed in service
2012

Estimated total housing cost: $1,890 rent + $155 utilities = $2,045/mo

Contact property management for current availability. Waitlists may apply.

Map

Each pin is one income-restricted building. Color-coded by program. Click a pin for details.

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Energy costs in New Jersey

Residential electricity in New Jersey runs about 22.80¢/kWh, with a typical monthly residential electric bill near $155. Natural gas runs about $15.72/Mcf. Add this to rent when you compare buildings; it can shift total monthly housing cost by 10–20%.

Source: U.S. Energy Information Administration, retail-sales (electricity) and natural gas residential pricing series, 12-month rolling average.

Check your affordability tier

Enter your annual household income, household size, and zip code. We’ll show which HUD AMI tier you qualify for and what Fair Market Rent looks like in your area.

Fair Market Rent for 07055

Zip-level (SAFMR)
BedroomsLocal FMRNational median
Studio$1,450n/a
1 bedroom$1,650n/a
2 bedroom$1,890$1,502
3 bedroom$2,310n/a
4 bedroom$2,940n/a

Fair Market Rent is HUD’s annual benchmark for the cost of rental housing in a given area. Source label: hud_safmr.

HUD income limits : Passaic County, NJ

New York-Newark-Jersey City, NY-NJ. FY2025. Area median income: $137,100.

Household size30% AMI50% AMI80% AMI
1 person$28,850$48,000$72,950
2 people$32,950$54,850$83,400
3 people$37,050$61,700$93,800
4 people$41,150$68,550$104,200
5 people$44,450$74,050$112,550
6 people$47,750$79,550$120,900
7 people$51,050$85,050$129,250
8 people$54,350$90,500$137,550

HUD calculates income limits per household size relative to the area’s median family income. Properties may serve renters in any combination of these tiers; eligibility is determined per program.

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About this listing. Buildings shown serve income-restricted households across HUD program tiers. We do not show vacancy or pricing for individual units. Always contact the property directly for current availability; many income-restricted buildings maintain waitlists measured in months or years.

See also: Passaic cost-of-living and Fair Market Rent overview